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Everything you

need.
‍

Nothing you don’t

Pick a feature, see the magic.

Yeeld Apps

Save. Earn. Grow.

Yeeld brings all your accounts, budgets, investments, and rewards into one powerful app — giving you a single, intelligent view of your financial life.
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From everyday spending to long-term goals, Yeeld’s AI works in the background to simplify, optimise, and guide your decisions.

Track, save, invest, and grow — all in one place. This isn’t just money management. It’s financial clarity, redefined.

Yeeld Connect

Plug in. Get clarity.

With just your sort code and account number, Yeeld securely connects to your existing bank account using Open Banking.

No passwords. No portals. Just instant, intelligent access to your financial world.

Our AI then transforms that data into simple, powerful insights — showing you exactly where your money’s going, what it means, and what to do next.

It's not just connection. It's perspective.

Smart Spending Insights

See your money like never before.

Yeeld gives you weekly, monthly, and quarterly reviews that go beyond numbers — revealing where your money’s really going and why it matters

From spotting patterns to flagging waste, our AI delivers insights you can act on — like switching a service or reducing a hidden cost.

And with smart search built into your account view, you can ask anything - from “What did I spend on food last month?” to “How can I save for my holiday?” - and get instant answers.

It’s insight that works with you, not after you.

Penny :
Your Finance Assistant

Ask. Understand. Act.

Penny is your personal money companion, built right into Yeeld.

Ask her anything - from “What did I spend on takeaways this month?” to “How much do I usually spend on weekends?” — and she’ll give you instant, easy-to-understand answers.

She breaks down your spending, spots changes, and helps you understand your habits in a whole new way.

It's your financial data - just clearer, friendlier, and always ready when you are.

Cashback & Rewards

No hoops. No hassle.
Just Understand.

We make earning cashback effortless. No scanning receipts, no chasing codes — just real rewards built into your everyday spending.

Whether it’s your go-to coffee spot or a weekend online shop, you’ll earn as you go with some of the UK’s biggest brands.

We’ll also keep you in the loop with new offers and deals — so you never miss a chance to earn even more.

It all happens quietly in the background — money back, made simple.

Dedicated
Wallet

A fresh space for your money.

Get your own dedicated account with a unique sort code and account number — ready to use straight away.

It’s perfect for separating your spending, managing different income streams, or simply gaining more control over where your money goes.
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No need to switch banks or change your salary details — just connect, use, and manage it all from one place.

Whether it’s for budgeting, saving, or just starting fresh, your Yeeld wallet gives you the flexibility to organise your finances your way.

Yeeld Visa Card

fresh space. Get rewarded.

Your Yeeld Visa card is ready to go — online, in-store, or through Apple Pay and Google Pay for effortless tap-and-go payments.

It connects directly to your Yeeld wallet, making it easy to keep spending in check or separate from your main bank account.

Use it for everyday spending or specific goals - and when you shop with one of our eligible retail partners, you’ll automatically earn cashback too.

No extra steps, no points to convert — just real money, back where it belongs.

Savings Accounts

Built around your goals.

Create personalised savings pots (we call them Piggy Banks) to help you plan, save, and stay on track — whether it’s for a holiday, an emergency fund, or just a rainy day.

You decide how you save: round up your spare change, set weekly targets, or move money manually.

Each pot is separate, visual, and easy to manage — so you always know how close you are to your goals.

No more guesswork. Just steady, flexible saving that fits into your life.

Invest

Grow what you've got

Whether you’re just getting started or building a long-term plan, we make investing feel simple.

You can open an ISA, GIA, or SIPP and start building your portfolio — all directly through the app.

We’ve partnered with WealthKernel and BlackRock to give you access to trusted investment products, so you can feel confident in where your money’s going.

No jargon. No stress. Just a smarter way to grow your wealth over time.

Round-Ups

Turn spare change into Grow.

Every time you spend, we round up your purchase to the nearest pound and move the difference into a savings pot or investment account, automatically.

You control how it works: round up to the nearest pound, multiply your round-ups, or set custom rules to fit your goals.

It’s the effortless way to build up money in the background, without even thinking about it.

Small moves. Big momentum.
Start
Now
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Save. Earn. Grow.
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Yeeld's products and services are provided by Yeeld Financial Services LTD (15776510) and Yeeld Investments LTD(15775018), wholly owned subsidiaries of Yeeld Technologies LTD (14870361) registered in England and Wales with a registered office at Level 18, 40 Bank Street, Canary Wharf, London, England, E14 5NR.

Yeeld Financial Services are a co-brand of Payload Ltd, who act as a Programme Manager under Transact Payments Limited (TPL), a company which is incorporated and registered in Gibraltar with company number 108217 and registered office is at 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Transact Payments Limited is a licensed electronic money institution authorised and regulated by the Gibraltar Financial Services Commission to issue electronic money and provide payment services. Your account and related payment services are provided by Transact Payments Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020.Yeeld's cards are issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Yeeld Investment Limited (FCA no: 1019161) is an appointed representative of WealthKernel Limited is authorised and regulated by the Financial Conduct Authority, no. 723719, registered in England and Wales, no. 09686970, with a registered office at 41 Luke St, London, UK, EC2A 4DP. All assets held under custody are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000. Please refer to https://www.fscs.org.uk for more information.