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Modern Slavery Policy

Yeeld Technologies Limited
Financial Year Ending 31 December 2025
Governance
Version
V 1.0
Approved By
Preston Brown
Policy Owner
Yeeld
Date Last Reviewed
8 Aug 2024
Review Frequency
Annually
Next Review Date
9 Aug 2025
  • Version
    Summary of Change
    Name
    Date
    V 1.0
    Creation of Policy
    Preston Brown
    8 Aug 2024
1. Introduction
  • This Modern Slavery and Human Trafficking Statement (the “Statement”) is published by Yeeld Technologies Limited (“Yeeld”) in accordance with section 54 of the Modern Slavery Act 2015. It sets out the steps we have taken, and continue to take, to prevent slavery and human trafficking from occurring within our operations and supply chains.
  • Yeeld is committed to conducting business responsibly, ethically, and with integrity. We oppose all forms of modern slavery, including but not limited to human trafficking, forced or bonded labour, child labour, servitude, and exploitation.
2. Our Structure and Services
  • Yeeld Technologies Limited is incorporated and headquartered in the United Kingdom (Company No. 14870361) with its registered office at Level 18, 40 Bank Street, Canary Wharf, London, England, E14 5NR.
  • Yeeld is an AI-powered financial assistant that helps users understand and manage their money better through:
    • Open banking connectivity and actionable financial insights
    • Savings and budgeting tools
    • Investment products including ISA, GIA, and SIPP access
    • Cashback rewards
    • Debit card and payment services
  • Our operations are supported by a combination of in-house teams and third-party service providers, including technology vendors, financial institutions, and professional services firms.
3. Our Approach
  • Yeeld takes a zero-tolerance approach to modern slavery and human trafficking. We are committed to:
    • Ensuring slavery and human trafficking are not taking place within our supply chains.
    • Maintaining robust due diligence and monitoring processes when working with third parties.
4. Policies and Controls
  • We have adopted policies designed to mitigate modern slavery risks, including:
    • Supplier Due Diligence – all critical suppliers and partners are subject to checks that include an assessment of their labour standards and ethical practices.
    • Code of Conduct – Yeeld employees are expected to act with integrity and respect human rights in all aspects of their work.
    • Whistleblowing Policy – we encourage staff and partners to report concerns about unethical conduct, including suspected modern slavery, in confidence and without fear of retaliation.
    • Employment Practices – we follow fair recruitment procedures, carry out right-to-work checks, and ensure all employees are of legal working age and fairly compensated.
5. Supply Chains
  • Our supply chains primarily involve:
    • Cloud-based technology and IT service providers
    • Payment processors and card scheme partners
    • Professional and business service providers (e.g. legal, compliance, audit)
    • Office facilities and related services
  • Given the nature of our business, we consider the risk of modern slavery to be relatively low. However, we remain vigilant and committed to ongoing monitoring and assessment.
6. Training and Awareness
  • We provide training to relevant teams to ensure they understand the risks of modern slavery and human trafficking, how to identify potential issues, and the appropriate steps to take if concerns arise.
7. Board Approval
  • This Statement has been approved by the Board of Directors of Yeeld Technologies Limited on 23rd September 2025 and will be reviewed annually.
  • Yeeld is an AI-powered financial assistant that helps users understand and manage their money better through:
    • Open banking connectivity and actionable financial insights
    • Savings and budgeting tools
    • Investment products including ISA, GIA, and SIPP access
    • Cashback rewards
    • Debit card and payment services
  • Our operations are supported by a combination of in-house teams and third-party service providers, including technology vendors, financial institutions, and professional services firms.
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Yeeld's products and services are provided by Yeeld Financial Services LTD (15776510) and Yeeld Investments LTD(15775018), wholly owned subsidiaries of Yeeld Technologies LTD (14870361) registered in England and Wales with a registered office at Level 18, 40 Bank Street, Canary Wharf, London, England, E14 5NR.

Yeeld Financial Services are a co-brand of Payload Ltd, who act as a Programme Manager under Transact Payments Limited (TPL), a company which is incorporated and registered in Gibraltar with company number 108217 and registered office is at 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Transact Payments Limited is a licensed electronic money institution authorised and regulated by the Gibraltar Financial Services Commission to issue electronic money and provide payment services. Your account and related payment services are provided by Transact Payments Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020.Yeeld's cards are issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Yeeld Investment Limited (FCA no: 1019161) is an appointed representative of WealthKernel Limited is authorised and regulated by the Financial Conduct Authority, no. 723719, registered in England and Wales, no. 09686970, with a registered office at 41 Luke St, London, UK, EC2A 4DP. All assets held under custody are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000. Please refer to https://www.fscs.org.uk for more information.