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Risk Profiles

How to Determine Your Risk Profile

Guidance on understanding and determining your risk profile for investing in Yeeld

When investing, understanding your risk profile is essential for making decisions that align with your financial goals and comfort levels. The risk profile determines how much risk you are willing to take with your investments.

Understanding Risk Profiles:

  • Low Risk: Suitable for those who prefer safety and want to protect their capital. This type usually involves investments in assets that have lower returns but are less likely to lose value.
  • Medium Risk: A balanced approach between risk and return. Investors with a medium risk profile are comfortable with moderate fluctuations in value for potentially higher returns.
  • High Risk: Suitable for those looking for maximum returns and who are willing to accept significant fluctuations in their investment value.

How to Determine Your Risk Profile in Yeeld:

  1. Use Penny for Information: Penny, Yeeld's AI assistant, can provide you with information about different risk levels and what might be suitable for your goals. However, remember that Penny is only for information purposes and not for giving financial advice.
  2. Answer Suitability Questions: When opening an investment account in Yeeld, you will be asked a series of questions about your financial goals, risk tolerance, and investment experience. Your responses help Yeeld suggest suitable investment options.
  3. Review Your Risk Profile: Based on your answers, Yeeld will display your risk profile as 'Low,' 'Medium,' or 'High.' This helps you decide which investment products align best with your comfort level and financial objectives.

Determining your risk profile is a crucial step in making informed investment choices that match your financial goals and personal comfort with risk.

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Yeeld's products and services are provided by Yeeld Financial Services LTD (15776510) and Yeeld Investments LTD(15775018), wholly owned subsidiaries of Yeeld Technologies LTD (14870361) registered in England and Wales with a registered office at Level 18, 40 Bank Street, Canary Wharf, London, England, E14 5NR.

Yeeld Financial Services are a co-brand of Payload Ltd, who act as a Programme Manager under Transact Payments Limited (TPL), a company which is incorporated and registered in Gibraltar with company number 108217 and registered office is at 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Transact Payments Limited is a licensed electronic money institution authorised and regulated by the Gibraltar Financial Services Commission to issue electronic money and provide payment services. Your account and related payment services are provided by Transact Payments Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020.Yeeld's cards are issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Yeeld Investment Limited (FCA no: 1019161) is an appointed representative of WealthKernel Limited is authorised and regulated by the Financial Conduct Authority, no. 723719, registered in England and Wales, no. 09686970, with a registered office at 41 Luke St, London, UK, EC2A 4DP. All assets held under custody are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000. Please refer to https://www.fscs.org.uk for more information.