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What Support Can I Get If I’m Struggling With Money Issues?

If you’re facing financial difficulties, here’s how Yeeld can help – plus where to get free, impartial debt advice.

At Yeeld, the reason we exist is simple: to help you take control of your financial health and feel more confident about your money. Whether that means understanding your spending, learning to save better, or building good habits, we’re here to support you every step of the way.

But we also know that life can throw unexpected challenges your way. If you’re struggling financially, it’s important not to face it alone.

How Yeeld Can Help

If you're finding it difficult to manage your account, repayments, or budgeting, our team is here to support you. We’ll listen to your situation without judgment and talk through the options available based on your individual circumstances.

Depending on your situation, we may be able to:

  • Help you manage your existing account more sustainably
  • Discuss tailored payment arrangements
  • Work with you to plan an affordable way forward

Our team will always treat your situation with care and confidentiality.

Warning Signs You Might Be Struggling

If any of the following sound familiar, it might be time to ask for support:

  • You’re relying heavily on borrowing
  • You're regularly missing payments or changing payment dates
  • You’ve noticed a drop in your credit score
  • You feel anxious or stressed about money
  • You're using overdrafts or credit more often
  • Your income has dropped unexpectedly
  • You’re behind on rent, bills, or other priority payments
  • You’re getting contacted about missed payments

Organisations That Offer Free Debt Advice

If you'd prefer to speak to an external organisation, these UK-based services offer free, confidential, and impartial support:

  • MoneyHelper – Government-backed advice, tools, and guides to help you manage your money
  • StepChange – Debt charity offering tailored support and solutions
  • Debt Advice Foundation – Education and advice to help with debt management
  • Money Advice Trust – Support with debts and building financial confidence
  • Citizens Advice – Guidance on money, benefits, legal rights, and more

Speak To Us

We understand that everyone's situation is different. Whether you're dealing with a short-term setback or longer-term challenges, our team is here to help you find the right support.

Need to talk?
Just reach out to our team through the in-app chat or by using our support channels listed on the Yeeld app.

You’re not alone — and you don’t have to figure it out by yourself.

 

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Yeeld's products and services are provided by Yeeld Financial Services LTD (15776510) and Yeeld Investments LTD(15775018), wholly owned subsidiaries of Yeeld Technologies LTD (14870361) registered in England and Wales with a registered office at Level 18, 40 Bank Street, Canary Wharf, London, England, E14 5NR.

Yeeld Financial Services are a co-brand of Payload Ltd, who act as a Programme Manager under Transact Payments Limited (TPL), a company which is incorporated and registered in Gibraltar with company number 108217 and registered office is at 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Transact Payments Limited is a licensed electronic money institution authorised and regulated by the Gibraltar Financial Services Commission to issue electronic money and provide payment services. Your account and related payment services are provided by Transact Payments Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme, your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020.Yeeld's cards are issued by Transact Payments Limited pursuant to licence by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Yeeld Investment Limited (FCA no: 1019161) is an appointed representative of WealthKernel Limited is authorised and regulated by the Financial Conduct Authority, no. 723719, registered in England and Wales, no. 09686970, with a registered office at 41 Luke St, London, UK, EC2A 4DP. All assets held under custody are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000. Please refer to https://www.fscs.org.uk for more information.